Understand the different loan programs available — and find the one that’s right for your unique situation. Garry McDonald (NMLS #1922072) is here to guide you every step of the way.
Traditional financing with flexible terms, competitive rates, and low down payment options — ideal for buyers with solid credit.
Government-backed financing with low down payments and flexible credit requirements — great for first-time buyers.
Exclusive benefits for veterans and active-duty service members — zero down payment and no PMI required.
Financing for high-value California properties that exceed conventional loan limits — for luxury homes and competitive markets.
Tap into the equity you’ve built in your home to fund renovations, consolidate debt, or cover major expenses.
Zero down payment financing for buyers in eligible rural and suburban areas — affordable homeownership made accessible.
For homeowners 62+, access your home’s equity without selling or moving — a powerful retirement planning tool.
Lower your rate, reduce your payment, switch loan types, or tap into equity — refinancing on your terms.
Flexible mortgage solutions for self-employed borrowers, investors, and those who don’t fit traditional lending boxes.
Financing U.S. property as a non-citizen — no U.S. credit history or income required.
Custom financing to build your dream home from the ground up — land, construction, and permanent mortgage in one.
Tailored financing for business owners and investors — purchase, refinance, or develop commercial properties.
Garry McDonald will take the time to understand your goals and recommend the best loan option for your unique situation — with zero pressure and complete transparency.