Terms and Mortgage Disclosures
Last updated: September 6, 2026
The information on this website is provided for general educational purposes and is not a commitment to lend, an approval, a rate lock, legal advice or tax advice.
Loan availability
All loan programs, rates, terms and guidelines are subject to change without notice. Approval is subject to application, credit review, income and asset verification, property eligibility, appraisal, underwriting and applicable program requirements.
Examples and calculators
Payment examples, estimates and calculators are illustrative only. Actual payments may include taxes, insurance, mortgage insurance, association dues and other costs not reflected in a general estimate.
Accuracy and professional advice
Reasonable efforts are made to keep information current, but guidelines and market conditions change. Verify important details directly before making a financial decision, and consult qualified legal, tax or financial professionals when appropriate.
Licensing
Garry McDonald, NMLS #1922072, California DRE #01781703. Tried & True Home Loans, NMLS #2034819. Equal Housing Lender.